DEBT CAN SHAPE THE WAY WE LIVE, THINK AND DREAM. HOW TO BE DEBT FREE IS A PRACTICAL AND EMPOWERING GUIDE TO UNDERSTANDING DEBT, BREAKING FREE FROM THE CYCLE OF BORROWING AND TAKING BACK CONTROL OF YOUR FINANCIAL FUTURE
Are EMIs and credit cards suffocating your peace of mind? You are not alone.
In a culture driven by aspiration and social pressure, millions of honest Indian borrowers are trapped.
How to Be Debt Free demystifies interest, CIBIL scores and hidden traps. Bestselling author of Money Works, chartered accountant Abhijeet Kolapkar brings together the mathematics of debt, the psychology of money and the realities of Indian banking, explaining exactly how loans work and how to regain control before they control you.
With simple explanations, worksheets and a deeply Indian understanding of family, dignity and dreams, Kolapkar shows that debt need not be a life sentence. It can be managed, reduced and finally overcome. How to Be Debt Free offers the average Indian something priceless: control, courage and the hope of true financial freedom!
Abhijeet Kolapkar is a bestselling author and financial literacy champion specializing in debt-freedom. A chartered accountant with over two decades of finance experience, he has authored the Marathi books Arthasakshar Vha! and Karjamukt Vha!, with widely recognized translations of the former in English (Money Works), Hindi (Kahan Lagaye Paisa?) and Gujarati. Based in Pune, Abhijeet’s knack for breaking down complex financial concepts into simple, actionable insights shines through his books, articles, Instagram videos and YouTube podcasts.
Imprint: Penguin Business | Published: Sep/2026
Length: 512 Pages | MRP: ₹499.00
