PhonePe Announces Launch of the PhonePe ‘RuPay On-The-Go’ Card

PhonePe has announced the launch of the PhonePe ‘RuPay On-The-Go’ Card, a National Common Mobility Card (NCMC).

This launch is a step towards India’s ‘One Nation One Card’ vision, aimed at digitizing transit payments across India.

The PhonePe ‘On-The-Go’ Card is designed to simplify the user’s daily commute by functioning as an all-in-one transit card. It allows for quick, tap-and-pay transactions on all NCMC-enabled services, including metros, buses, trains, tolls, and parking across India in a fully interoperable manner.

A key feature is that the cards are issued instantly, enhancing convenience for millions of commuters. The card utilizes a prepaid, stored-value model where balance is stored directly on the card’s chip. This model enables true offline contactless payments, allowing commuters to tap-and-pay even in areas with no internet connectivity.

Users can load this card with a balance of up to Rs 2,000, with a maximum offline transaction limit of Rs 500.

Speaking on the launch, Deep Agrawal, Head of Payments at PhonePe said, “We are excited to launch the PhonePe ‘On-The-Go’ Card aimed towards crores of consumers who use public transport to commute everyday. This card enables quick ‘Tap-and-Pay’ transactions at transit providers across the country.